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Roof replacement options: Essential, Core and Complete

Every Thomas Roofing replacement is a full tear-off. Essential fixes the roof properly with architectural shingles and code-required ice and water shield. Core adds full ice and water coverage, a ridge vent, new pipe boots and a full chimney reflash, and Complete adds designer impact-rated shingles, new gutters and guards, and skylight replacement.

Updated September 14, 2026

Essential: Fix it properly

2-year workmanship warranty, plus the manufacturer limited material warranty.

Core: Fix it and stop worrying

2-year workmanship warranty, plus the enhanced manufacturer system warranty.

Complete: The forever roof

2-year workmanship warranty, plus the top-tier manufacturer system warranty.

Which one is right for you?

If you want a sound roof for less, Essential does it properly. If you’ve had leaks, ice dams or chimney trouble, Core addresses the usual causes. Complete is for homeowners who want the longest-lasting materials and new gutters in one project.

Shingle colors

You choose the exact color at your verification visit, from samples held against your house.

Financing

Prefer to pay monthly?

Finance your new roof through HFS Financial. See what you qualify for in about a minute, and checking won’t affect your credit score.

to see what you qualify for
1 minto see what you qualify for
credit check, no effect on your score
Softcredit check, no effect on your score
prepayment penalty
$0prepayment penalty
  • Fixed-rate loans
  • The loan is paid to you, so you pay for your roof the usual way
  • A dedicated loan consultant for projects of $15,000 or more

HFS Financial’s current example: a $60,000 loan at a 7.8% fixed rate (8.08% APR) for 20 years is 240 payments of $494.10. Not everyone qualifies.

Check my rate with HFS Financial

Financing is provided through HFS Financial, not Thomas Roofing, and is subject to credit approval. We may receive a small referral reward from HFS Financial, and it doesn’t change your price.

See a price range for your own roof

About 10 minutes, from aerial measurement. No salesperson.

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